This scheme is great if you want to save for yourself after retirement especially if you do not have a government job because I certainly don’t. NPS is a scheme which is managed by the Pension Fund Regulatory and Development Authority (PFRDA). It requires you to invest a minimum of RS.1000 for NPS Tier -1 accounts so that it remains active. The best thing is that anyone can invest in this plan. Even if you put just Rs 2000 in it every month until you retire, you will be safe.