Next up, I consulted some people who know what savings means and are doing well in life and they suggested a few ways to go about it. The first was opening a recurring deposit or an RD. I began saving Rs 7000 per month. I decided to forget that I got the amount as a part of my salary and kept going for a year. At the end of the year, I had saved so much money! Since it is a recurring deposit, I earned a decent return too. Even if the percentage of interest is low in that year, the best thing is that you will still save all that amount. It is like a win-win situation.